Do I need a Health Insurance Agent?
If you are unemployed and your COBRA benefits are running out, you may be feeling the pinch that comes when you know you need to find your own health insurance coverage.
Or you may be self-employed and worry that you are paying too much for too little and want to see what other options may be out there for you. If you choose to work with a “captive” health insurance agent, one who works exclusively with one insurer, you may be cutting yourself out of the chance of getting better rates elsewhere. You may want to consider dealing with an independent agent instead. Here are some reasons why working with an independent health insurance agent is a great idea.
What is an independent health insurance agent?
Such an agent networks with and is authorized to sell products for a variety of different insurers both in your area and nationwide. He can compare policy options, premiums, and various services provided by each insurer to tailor make a plan that will best fit you and your family. He is not limited by the need to work with one health insurance company and one company only, and so you have a much better chance of getting a great financial deal.